Healthcare benefits through Laya are available for you, your partner and your children up to the age of 18 or up to the age of 21 if in full time education, with no waiting periods, including:

  • Preventive and proactive healthcare
  • Healthcare concierge
  • Neurodiversity
  • Women’s health
  • Men’s health
  • Gender affirmation
  • Fertility
  • Enhanced primary care benefits
  • Heartbeat screening

Scheme benefits

Total Health Plus

Private hospital cover

Full cover for semi-private room in all private locations (including Beacon)

Private hospital excess

€125 excess day-case/outpatient surgical & €150 excess for overnight inpatient admissions. Excess is payable a maximum of 2 times per year.

Orthopedic & opthalmic procedures

20% shortfall for orthopedic & opthalmic procedures in private and hi-tech hospitals (upgrade process in place)

Outpatient benefits

€1 excess, 50% refund on wide range of outpatient benefits (inner limits apply)

Infertility

50% of costs up to €2,000 per year towards specified tests & treatments in approved centres
€1,000 per lifetime for egg freezing in approved centres
€1,000 per lifetime for embryo freezing in approved centres
€150 per lifetime for sperm freezing in approved centres

GPlive

Unlimited GPlive consultations

Quickcare

€50 excess per visit

Available for employees to take out with Laya directly:

Scheme benefits

Dental Protect

Exams, polishing & scaling

100% refund, 2 per year

X-rays

100% refund*

Fillings, sealants & extractions

70% refund*

Orthodontics**

70% refund of costs up to €1,000 (children aged 8 to 18)

Crowns

70% refund once per tooth every 5 years (maximum for crowns is €500)

Policy maximum

€2,000 per year

* Inner limits may apply — benefits above to be read with full scheme rules
** 18-month waiting period applies for orthodontics for new members

Download and use the Laya app to schedule appointments with an Irish registered GP using your phone, tablet or PC. They will even send your prescription to the pharmacy.

Once logged in to your Member Area/App simply click “Digital GP Services” and “Book a Video Consultation” to book your appointment.

Click here for more information.