Healthcare benefits through Laya are available for you, your partner and your children up to the age of 18 or up to the age of 21 if in full time education, with no waiting periods, including:
- Preventive and proactive healthcare
- Healthcare concierge
- Neurodiversity
- Women’s health
- Men’s health
- Gender affirmation
- Fertility
- Enhanced primary care benefits
- Heartbeat screening
|
Scheme benefits |
Total Health Plus |
||
|---|---|---|---|
|
Private hospital cover |
Full cover for semi-private room in all private locations (including Beacon) |
||
|
Private hospital excess |
€125 excess day-case/outpatient surgical & €150 excess for overnight inpatient admissions. Excess is payable a maximum of 2 times per year. |
||
|
Orthopedic & opthalmic procedures |
20% shortfall for orthopedic & opthalmic procedures in private and hi-tech hospitals (upgrade process in place) |
||
|
Outpatient benefits |
€1 excess, 50% refund on wide range of outpatient benefits (inner limits apply) |
||
|
Infertility |
50% of costs up to €2,000 per year towards specified tests & treatments in approved centres |
||
|
GPlive |
Unlimited GPlive consultations |
||
|
Quickcare |
€50 excess per visit |
||
Following is a summary of benefits available for employees to take out with Laya directly.
|
Benefit |
Dental Protect |
|---|---|
|
Investigative & Preventative Treatment |
|
|
Examinations |
100% refund – 2 per year |
|
Bitewing X-ray |
100% refund – 1 per year up to the age of 18, 1 every 2 years for those aged 18 & above |
|
Panoramic X-ray |
100% refund – 1 every 5 years |
|
Peripical X-ray |
100% refund – 4 per year |
|
Occlusal X-ray |
100% refund – 2 every 2 years |
|
Scaling & polishing |
100% refund – 2 per year |
|
Basic Treatment |
|
|
Restorations (Fillings) |
70% refund – 1 per surface every 2 years |
|
Pre-fabricated or stainless steel crowns |
70% refund – 1 every 5 years up to the age of 19 |
|
Sealants |
70% refund – 1 per lifetime up to the age of 16 |
|
Space maintainers |
70% refund – 1 per lifetime up to the age of 17 |
|
Periodontal maintenance |
70% refund – 1 every 2 years |
|
Periodontal scaling & root planning |
70% refund – 1 per quadrant every 3 years |
|
Full mouth debridement |
70% refund – 1 per tooth per lifetime |
|
Simple tooth extractions |
70% refund – 1 per tooth per lifetime |
|
Major Treatment |
|
|
Endodontic (root canal) therapy on primary teeth |
70% refund – 1 per tooth per lifetime |
|
Endodontic (root canal) therapy on permanent teeth |
70% refund – 1 per tooth per lifetime |
|
Prosthetic services – Dentures |
70% refund – 1 every 5 years |
|
Reline & rebase |
70% refund – 1 per 24-month period |
|
Repairs, replacement of broken artificial teeth, replacement of broken clasp(s) |
70% refund after 6 months of placement of appliance |
|
Denture adjustment |
70% refund – 2 per 24-month period |
|
Bridge adjustments |
70% refund – 2 per 12-month period |
|
Prosthetic services – Bridge & implant supported crowns |
70% refund – 1 every 5 years |
|
Crowns |
70% refund – Permanent Crowns – 1 per tooth every 5 year |
|
Crown repair |
70% refund – 1 per year |
|
Onlays |
70% refund – 1 per tooth every 2 year |
|
Inlays |
70% refund – 1 per tooth every 2 year |
|
Annual maximum combined for implant supported crowns, crowns, crown repair, onlays and inlays |
Up to €500 refund per year |
|
Orthodontics |
|
|
Orthodontic treatment |
70% of costs up to a lifetime maximum of €1,000 for children aged 8 to 18 |
|
Annual Policy Maximum |
|
|
Annual policy maximum |
€2,000 |
Download and use the Laya app to schedule appointments with an Irish registered GP using your phone, tablet or PC. They will even send your prescription to the pharmacy.
Once logged in to your Member Area/App simply click “Digital GP Services” and “Book a Video Consultation” to book your appointment.
Click here for more information.